%PDF-1.5
%
1 0 obj
<>
endobj
2 0 obj
<>stream
4
Bulletin COR 20-054 Revised: Adverse Market Refinance Fee Implementation Revision | 10/21/2020
corm bulletin hot correspondent
Melissa Smith
corm bulletin hot correspondent
endstream
endobj
3 0 obj
<>/ExtGState<>/Font<>/XObject<>>>/Rotate 0/StructParents 6/Tabs/S/Type/Page>>
endobj
5 0 obj
<>stream
HWY6~_Gq+ xmRS*
q~{fw]Ze.VO"U
%|jr\֥,F)-J-˶e?oPۻnEuCw~~~n?>t%}x
n\LU|v~->/
H:˪E]UsBm)[-ꦐFݺ<7wY.sm%9Հ\|8lњqS/v|*#˦l62m%ʠq{Z727Lz* e\IeZ\
٧Ϣu
݀50{YYwӋ ]
6$R[2OUhB\ʝ0\0TOĚ:ᎀ**p[a!S 9ЪV6ZUEe!5^3OVBpKDMQO=ApꪔEJ
$uVnWx!.dZL㹾O$3=}B5PȌ)KP^K
@8;iJOkOU7Ogn]5
!ʹJxlVy!<C.^iKWС4* 35Oǧg46?3@1RPۺ=w5Rt@N,
{ډXt"x;;@MUͼ?PYaMO4p
/[XfQV}j,5ֲsI[؋$u_)ƺBxhO:*NaqkY^aktu#/U~۬U3A%F&͋%V2\ܟjb:Kn}0B);Bn@TA߿5嗐aMf)N4|pfLTJ5Ql&H%H|0Ddbp(,Wz$GP2$.~bUm>R?unnxŀ
w?"m E_kбDVN}246G$`.g)px͍M&PLFP&jo\MUlj# ci0vcLH_klj0UJ1JcU
U#g*v
4a8 Wml\lM0i~??04"Epa=pkY T8XLWxa$.Pp)H>0M#^G2$"H$2EyIיJRHPNM"MbIRNi
E6',iMiחY.ttrָ%XQ'"v1FHXv>{h2|9iЛ9{kGCq̣hէW ް\VBch%k+<t}驵VX>@W rw)[Pقx>mªfkdrZԺ>IoiqhjqT*w|.YVnvўn801t=m_pSp6vF'l4}0;xf_MT_nq`9% 3 o*]F(q>ӂ)`dQ7^ºglYNk]:A"S-c y6Oßܽ@(FS[PJ}C[fOqf {=4Oǩ8/"ţwNʦ[],4M!r;\\j
यM8Afc`ϗpK&=v )LC 4
D `_X\6ҩtSx;Ɩ0= &e8c*M#gv+.n`^wk1&@qŋz,Zoh1r&EZ#ѢUZtдl/@iC:8h"ܠ_Z0\B={7'x'
ϵ,ݨWbp7Pټb*4
EmwAeHe?+*7(e皫/GPUDwrь~%-ӳJgOt
qZ+p;ёFr^mz9W#vЯ=2
mITd)irMB?[ޘTGk@cΣ YM%H'^xx9C{~}cI0x/ê
PJEA,Kpf0FV
oGT$̠v&yCuTpi!L\kϽ{&H!?иW/qzۓ#!5d&;ޝD
yGeO"Pl/4sHpr^<
@xWdBD$f
F@ %E(q9S*3{wT4ݹcoʠJ4*\UlmB|C5Sb^ \(o .O7;3ǘk$AF6l30ݍ(8:s7;+ }B$݈< X&kK&NDyNET]~::ߒ+͌aU֯uMJG& ^R;5M45+o~1;#!5A8`RDVG'(T,s.ȓ^=,w##tz;DΧ Bko5+ކ&`B&\ M=/{ Y2iW]SJH'U&2eC#2!'$嫩O;E:D>Dǀ)W
ϸh>L &HOOM] ԫfM}~'wSw]d!}>Ye)ƒςsmVWy~ V2
endstream
endobj
4 0 obj
[16 0 R]
endobj
17 0 obj
<>
endobj
18 0 obj
<>
endobj
19 0 obj
<>
endobj
20 0 obj
<>
endobj
64 0 obj
[21 0 R null 36 0 R 38 0 R 22 0 R 25 0 R 29 0 R 34 0 R 26 0 R 71 0 R 72 0 R 73 0 R 74 0 R 75 0 R 76 0 R 77 0 R 31 0 R 32 0 R 33 0 R 40 0 R 41 0 R 42 0 R 43 0 R 78 0 R 79 0 R 80 0 R null null 81 0 R null null null 82 0 R null null null 83 0 R 84 0 R 83 0 R null null 85 0 R 45 0 R 46 0 R 86 0 R 65 0 R 86 0 R 66 0 R 86 0 R 67 0 R 86 0 R 68 0 R 86 0 R 87 0 R 48 0 R 88 0 R 89 0 R 90 0 R 91 0 R 92 0 R 93 0 R 94 0 R 95 0 R null null 96 0 R null null null 97 0 R null null null 98 0 R null null 99 0 R 50 0 R 51 0 R 52 0 R 53 0 R]
endobj
65 0 obj
<><>]/Lang(EN-AU)/P 86 0 R/Pg 102 0 R/S/Link>>
endobj
66 0 obj
<>]/Lang(EN-AU)/P 86 0 R/Pg 102 0 R/S/Link>>
endobj
67 0 obj
<>]/Lang(EN-AU)/P 86 0 R/Pg 102 0 R/S/Link>>
endobj
68 0 obj
<>]/Lang(EN-AU)/P 86 0 R/Pg 102 0 R/S/Link>>
endobj
69 0 obj
[23 0 R null 37 0 R 39 0 R 24 0 R 27 0 R 30 0 R 35 0 R 54 0 R 55 0 R 56 0 R 57 0 R 106 0 R 107 0 R 108 0 R 109 0 R 110 0 R 111 0 R 70 0 R 111 0 R 60 0 R 61 0 R 62 0 R 63 0 R]
endobj
70 0 obj
<>]/Lang(EN-AU)/P 111 0 R/Pg 3 0 R/S/Link>>
endobj
111 0 obj
<>
endobj
112 0 obj
<>
endobj
113 0 obj
<>
endobj
59 0 obj
<>
endobj
115 0 obj
<>
endobj
116 0 obj
<>
endobj
117 0 obj
<>
endobj
118 0 obj
<>
endobj
109 0 obj
<>
endobj
108 0 obj
<>
endobj
114 0 obj
<>
endobj
110 0 obj
<>
endobj
16 0 obj
<>/Border[0 0 0]/H/I/Rect[265.191 541.754 456.92 558.104]/StructParent 7/Subtype/Link/Type/Annot>>
endobj
119 0 obj
<>
endobj
23 0 obj
<>
endobj
37 0 obj
<>
endobj
39 0 obj
<>
endobj
24 0 obj
<>
endobj
27 0 obj
<>
endobj
30 0 obj
<>
endobj
35 0 obj
<>
endobj
54 0 obj
<>
endobj
55 0 obj
<>
endobj
56 0 obj
<>
endobj
57 0 obj
<>
endobj
106 0 obj
<>
endobj
107 0 obj
<>
endobj
60 0 obj
<>
endobj
61 0 obj
<>
endobj
62 0 obj
<>
endobj
63 0 obj
<>
endobj
123 0 obj
<>
endobj
124 0 obj
<>
endobj
58 0 obj
<>
endobj
125 0 obj
<>
endobj
122 0 obj
<>
endobj
121 0 obj
<>
endobj
120 0 obj
<>
endobj
86 0 obj
<>
endobj
126 0 obj
<>
endobj
127 0 obj
<>
endobj
47 0 obj
<>
endobj
128 0 obj
<>
endobj
87 0 obj
<>
endobj
105 0 obj
<>/Border[0 0 0]/H/I/Rect[317.466 383.226 422.025 394.725]/StructParent 5/Subtype/Link/Type/Annot>>
endobj
129 0 obj
<>
endobj
104 0 obj
<>/Border[0 0 0]/H/I/Rect[70.6499 383.226 175.208 394.725]/StructParent 4/Subtype/Link/Type/Annot>>
endobj
130 0 obj
<>
endobj
103 0 obj
<>/Border[0 0 0]/H/I/Rect[215.738 394.725 350.868 406.224]/StructParent 3/Subtype/Link/Type/Annot>>
endobj
131 0 obj
<>
endobj
101 0 obj
<>/Border[0 0 0]/H/I/Rect[70.6499 394.725 214.681 406.224]/StructParent 2/Subtype/Link/Type/Annot>>
endobj
132 0 obj
<>
endobj
100 0 obj
<>/Border[0 0 0]/H/I/Rect[539.771 406.224 595.35 417.723]/StructParent 1/Subtype/Link/Type/Annot>>
endobj
133 0 obj
<>
endobj
21 0 obj
<>
endobj
36 0 obj
<>
endobj
38 0 obj
<>
endobj
22 0 obj
<>
endobj
25 0 obj
<>
endobj
29 0 obj
<>
endobj
34 0 obj
<>
endobj
26 0 obj
<>
endobj
71 0 obj
<>
endobj
72 0 obj
<>
endobj
73 0 obj
<>
endobj
74 0 obj
<>
endobj
75 0 obj
<>
endobj
76 0 obj
<>
endobj
77 0 obj
<>
endobj
31 0 obj
<>
endobj
32 0 obj
<>
endobj
33 0 obj
<>
endobj
40 0 obj
<>
endobj
41 0 obj
<>
endobj
42 0 obj
<>
endobj
43 0 obj
<>
endobj
78 0 obj
<>
endobj
79 0 obj
<>
endobj
80 0 obj
<>
endobj
81 0 obj
<>
endobj
82 0 obj
<>
endobj
83 0 obj
<>
endobj
84 0 obj
<>
endobj
85 0 obj
<>
endobj
45 0 obj
<>
endobj
46 0 obj
<>
endobj
48 0 obj
<>
endobj
88 0 obj
<>
endobj
89 0 obj
<>
endobj
90 0 obj
<>
endobj
91 0 obj
<>
endobj
92 0 obj
<>
endobj
93 0 obj
<>
endobj
94 0 obj
<>
endobj
95 0 obj
<>
endobj
96 0 obj
<>
endobj
97 0 obj
<>
endobj
98 0 obj
<>
endobj
99 0 obj
<>
endobj
50 0 obj
<>
endobj
51 0 obj
<>
endobj
52 0 obj
<>
endobj
53 0 obj
<>
endobj
150 0 obj
<>
endobj
151 0 obj
<>
endobj
49 0 obj
<>
endobj
152 0 obj
<>
endobj
153 0 obj
<>
endobj
146 0 obj
<>
endobj
154 0 obj
<>
endobj
147 0 obj
<>
endobj
148 0 obj
<>
endobj
149 0 obj
<>
endobj
142 0 obj
<>
endobj
156 0 obj
<>
endobj
44 0 obj
<>
endobj
155 0 obj
<>
endobj
143 0 obj
<>
endobj
144 0 obj
<>
endobj
145 0 obj
<>
endobj
141 0 obj
<>
endobj
157 0 obj
<>
endobj
28 0 obj
<>
endobj
158 0 obj
<>
endobj
136 0 obj
<>
endobj
137 0 obj
<>
endobj
138 0 obj
<>
endobj
139 0 obj
<>
endobj
140 0 obj
<>
endobj
135 0 obj
<>
endobj
134 0 obj
<>
endobj
7 0 obj
<>
endobj
159 0 obj
<>/Metadata 2 0 R/PageLayout/OneColumn/Pages 7 0 R/StructTreeRoot 17 0 R/Type/Catalog>>
endobj
102 0 obj
<>/ExtGState<>/Font<>/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>>
endobj
161 0 obj
<>stream
HWnF}W#Y_ @$'qbypHmnڿ"]@t_5{f3ٛ/f3llqEay Jr ~WK%F7p8QܿO.}^_xWjΗ7F[ǧfoWee~զܵy6
gYyuLFk0(` A_|UKjl94#e|ąlŐd_T_?꼬re$QVYP$U9M>[⠗훲 buPYF(}LBUP-q]=*p:L$7$ P?hd5$Jn\erc\L70tѲg|Aj<*G:kL$җ]f!g87,Drw.!=0}p1h5H0]NX\%
e⠦X\KD!5qW"H9ȮH01PL1Ǫ f`9Dwf?M:9C'*áDhvpV"cU{9ײPA3Y~:u
fܥ9O|B[hX8kjlP5|`9va]L{`;HJ\M=ቭ8$):~UOVx{|wBPvA#Kr߈XO`I@w_c}Fp탓IQw^z߸7%'o
=Ϟ)Fn?OFd x: )SvcnOMPBE[bXJusyJm$9dЧpx ')7%*}dDC#9T!LJENTYC4PLˑ\I<4XMnё/w 5/
endstream
endobj
162 0 obj
<>stream
HVMO@WѮ~ymKTBC*6;_q$dٙ} Pt.BvuNN&Wshy8(PRiS
Xi20}ɺO6._hf0`@C+l@6Lf-?n5Ӹ]ʀPu--+?:nq^A7x!xֆ5`jLCE)!Xl}AʔM)ElW-&2zhRe sSpGoHIU"kWeڂВ2 -oH)
˵/+&e,ys(OxRk_עH(
䫢!_eljV@ (( Ɖ+gvO/afٱDŶEdli8wjYBu^/O #&CssZ*E9V~;5U5EIHF+CdpJ8IYlيڊVnV, nM7}H{SQo]()ü55'N(ReHvT㬰]F%
y;0oӖC{_,mWySNu"ؑR۵kߛBRU=~U#+3`}}'ZMY˄ZѱAk6h?|Кp`6O*v"zc4Ͽkm8{HvgKc$`Q+f饸I;c<jc&1xN;I,9t$mM501D26liVvםqUjCĔ犞=<{C@|Cb1lQ6aJ^'!Ixh!3 MK>Mqs0CIh!hռ0 l
endstream
endobj
163 0 obj
<>stream
HWKo7Wqt%}AQ \wU;rߙ!%h^d.97 %x\3Wuk*[]WtЄ?C.CGi+śbW3#!M։WӲ̓Ecx*>5`oVN_˳wGoޜdhzq33蘃CXm`q?@-]\ҕZmJ1FdBҭ¯ʭ=2@GetpPGY29
¬CSߨv9L.'/IICީ{6s6%dM#l?^ -5bT_)me{#C2y\}TG+̐G!h&eu&H)!cVU /p.ء@)l`PY`68kۖadal*axZ1a"u-P*LfS>f$fqSGZqvLKR;:De8aR¼0Z5@]<pςs" 'g-v_DlD.ԉ^
noѦiE"aH@NożƐk%WOۋ̀4Vz'Rhǒm#z:%(`YdjQΠ\\t$B/|^WNH!sխ6o%j0gXa amO@ ͥW
mI{62c6pcr
K^-j̣@"vHJ`2C
n塃ݹ=!(UeJT(%fqj5&C[T6h'{֓sR$Fȧ'caaabްa(ƾ4VI# ȒvWpNб,ܕj,u] VR~)sFk=s/Y"EBY;o/;UH
+O97uH/ߠ7۱{`<ǺqahMXL%0ÁtJZB$~wny lT<ƽz!=`rw\bjF7"ߧiBF_^A_ ?ذ
[2Ȯ_I??}(92&/442 M.UۉY9N~;z1/F;y % JI
endstream
endobj
164 0 obj
<>stream
HWYo6~ׯG $E]a !S>l@k琶^i}gDG
/^校%8+߂4I
$
#d7MN/$lv v68*K
ˠE
$Ѩ/kBT~\3^ޞ"Sנ
,_ϴ
$*'/}2>݅Rj(7*ɠUkТf-r> $-=ˮ>͇|Gªu?2OĐ%cq+@Vf4n/QL_۟MC_lb:nE*bab8 |f]yE MY n$:{8WˑYƹv-TJ慏pJQOQ9$r輫Z)|E,Au7y@@7̒#m,`{R<\USeb[!lqt|/GwX+H"SP`lkb[lyݵx3'';|9CIM"9Un9lqL9H7|]7zKL| {CTÏeq_k_|~"%w`'D|,PA@K*Rq: 𱰄'XVޅ⓵֚Qr7Q"Q4>lߝ~,8;SFg
M|g{(VR/KȖ5&'m8
pRzLͣ3xi_eׅo*ꇠdA'="Iq_Y4#"i/++fnY1Ȕ`R!DZ0WqSLZ~p
ۆ{RPc\ڦ|_\FJ Z f\~>uŨaoFx6/j59T_6Ŧ]DsGx_+䯠>pNYsDn ڔr$)=Glj.D+1ICW_ZzpBuw0?HWPK
!? 1)
endstream
endobj
165 0 obj
<>stream
HWn6Whځ Vr砶cc߇ER/d6Ic:)N
Q@ʼnTBA4qR"
Y}B
vX5i)TJ^ݭQn"MhJHИ]UJ9dM?ϫ3^1 х2qR"@W{1o"f_[)X]RE-s.ݽRe#Mg'`ttyr~
y >n_̇ăv=eB
]<I5s""'4!{B!,pҘR"uDӓғʰz)
DV*k8ӳDkJ>@9@kB6\ L9'e=Q_G,Ti2rwָ2/hv76QoPOxG u}{,y[lc1fYea#L7{jCqg>*B FsqQ
kIrTkWS(LW_?Soܫ]^e۬E56$3-Б窿 ibɣLx `ddfi.
SѤ-C>߃<%-2
A.!(arوrXP)o=E#UUE5fXָЯh/fdUŮQ<,zK>JQ삅20{|H j^sOᖯ3n\7,h2\0\8-<{̱Lcz>MZ4oޤ];"4G""P١0>ԟ/Fz3zp&
|{ XuIy {FK5yUT[lf(ΆDdis Нo8OuoK;T<@+.5xX` Ρb] WY